Whether you are insuring your first car or are considering switching to a new insurance carrier, finding the right coverage at a rate you can afford can be an overwhelming task. Here at Cronk & Wisniewski Insurance Agency, we are dedicated to matching you with the policy that is the best fit for your needs.
As with any big purchase, you can guarantee that you’re getting the best deal by shopping around and comparing prices. When purchasing car insurance it is essential to compare rates from different insurance providers to help you decide which one is right for you. Since we represent multiple insurance carriers, we are able to get quotes from several providers at once. Not only does this save you the trouble of getting the quotes yourself, but you can be confident that we will deliver only the best quotes to you.
So what can you do to be prepared when you talk to a Cronk insurance agent? For starters, it’s important to know what type of coverage you’re looking for. The minimum requirement includes liability, which covers injuries, damages, and legal fees as a result of a crash you may have caused. Adding personal liability coverage covers you and your passengers if someone else causes the accident. Unfortunately, neither of these covers damages to your own car, no matter who was at fault. We recommend that you consider adding collision and comprehensive coverage to your policy. Collision will cover repairs to your car after an accident, while comprehensive covers non-crash damages, such as vandalism, theft, or an act of nature.
You should also consider what kind of deductible is right for you. The amount of your premium will vary depending on what kind of deductible you choose. A higher deductible will result in a lower monthly premium, but will mean a greater out of pocket cost to you in the event of an accident. On the other hand, a lower deductible will mean a more expensive monthly premium. It all depends on what’s best for your budget!
Be sure to ask us about discounts too! There are always ways to save money on your car insurance with a wide range of discounts, including a clean driving record, safety features on your car, and bundling other types of insurance with the same company. These little discounts can go a long way to save you money!
While these are all important questions to ask your agent, there are many other options to consider when getting a price quote for car insurance. Cronk & Wisniewski Insurance Agency will eliminate the guess work for you.